J.P. Morgan Completes First Live Transaction Using Digital Bill of Exchange

We are delighted to share that J.P. Morgan has successfully completed its first live transaction using an electronic Bill of Exchange (eBoE), powered by our trace:original solution. The transaction was carried out with MTN South Africa, marking an important step forward for the digitisation of trade finance.

The eBoE was created, signed, and updated entirely digitally and finalised under English law to support the purchase and discounting of trade receivables. By replacing paper with an Enigio digital original document, the process not only reduces manual handling and errors but also improves transparency and speeds up access to liquidity. Both Dino Molefe, CFO of MTN South Africa, and Natasha Condon, J.P. Morgan’s global head of trade sales, emphasised the value of this innovation in strengthening working capital and shaping the future of trade. This transaction follows earlier pioneering eBoE deals with Lloyds/Mercore and Citi, further demonstrating how digital negotiable instruments are now becoming a reality for global trade. You can read more about this milestone in J.P. Morgan’s newsroom, in TradeTreasuryPayments’ coverage, and in GTR’s report.

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